REDEFINING STRUCTURED CREDIT

Highly Efficient Structured Credit Solutions and Asset Based Financing

Combining traditional credit expertise with advanced financial technology to deliver real-time and flexible financing for fintechs and non-bank originators

Infrastructure

Built for institutional scale

Modern credit infrastructure combining traditional finance expertise with next-generation technology

Real-Time Financing

Instant capital deployment with automated settlement infrastructure

Automated Asset Verification

API-driven asset tracking and continuous collateral monitoring

Risk Management & Reporting

Institutional-grade analytics with real-time portfolio insights

Seamless Deal Execution

Transparent closing process and flexible amendment capabilities

Deal Structures

Flexible financing solutions

Tailored capital structures designed for your specific business model and growth trajectory

01

Senior Debt

First-lien secured financing with priority repayment status and robust collateral protection

02

Mezzanine Financing

Subordinated debt providing flexible capital between senior debt and equity

03

Unitranche

Combined senior and subordinated debt in a single facility for streamlined execution

04

Forward Flow Agreements

Committed capital for ongoing asset origination with automated deployment

05

Back Leverage

Leverage against fund equity positions to optimize capital efficiency

06

Syndicated Facilities

Large-scale financing with institutional co-investors for substantial capital needs

Asset Classes

Comprehensive asset coverage

Deep expertise across traditional and emerging credit asset classes

Consumer Credit
Point-of-Sale Financing
Buy Now Pay Later
Auto Loans & Leases
Student Loans
Small Business Lending
Invoice Financing
Equipment Financing
Real Estate Bridge Loans
Marketplace Lending
Revenue-Based Financing
Merchant Cash Advances
Trade Receivables
Supply Chain Finance
Solar & Green Energy Loans
Healthcare Receivables
Legal Settlement Advances
Royalty Streams
Get in Touch

Let's discuss your capital needs

Connect with our team to explore how River can support your growth with institutional-grade financing infrastructure

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